The PineX Instant Funding account is based on a direct funding model.
Traders do not need to pass a two-step challenge and receive immediate access to their funded account.
The model is primarily aimed at traders who already have experience in dealing with risk, position management, and market volatility.
The accounts operate with a trailing drawdown system, whereby the risk limits are dynamically adjusted to the highest account balance reached.
Overview | Instant Funding |
Daily Drawdown | 3 % (Trailing) |
Maximum Overall Loss | 8 % (Trailing) |
Maximum Loss Rule | 2 % loss per trade |
Consistency Rule | Yes – 20 % |
Drawdown Reset After Payout | Yes |
Drawdown Rules
Max Daily Drawdown – 3% Trailing
The maximum daily drawdown is 3% and operates on a trailing basis.
This means that the daily loss limit moves dynamically with the highest account balance reached during the day. As soon as the account reaches a new daily high, the Daily Drawdown limit adjusts accordingly.
If the maximum daily loss limit is exceeded, the account is considered breached.
The purpose of this rule is to ensure traders maintain controlled risk management and disciplined trading.
Example:
A trader starts with an account balance of 6,000 USD.
The maximum Daily Drawdown limit is 3%.
3% of 6,000 USD equals 180 USD.
This means:
The trader may lose a maximum of 180 USD in one day.
If the equity falls below 5,820 USD, the Daily Drawdown rule is violated.
If the account balance increases during the day, for example to 6,200 USD, the drawdown limit moves upward accordingly.
In this case, the new maximum daily loss limit is:
6,200 USD – 3% = 6,014 USD
The drawdown limit therefore follows the highest equity level reached during the day.
Max Total Drawdown – 8% Trailing
The maximum total drawdown is 8% trailing.
The loss limit is based on the highest account balance reached and moves upward accordingly once new equity highs are achieved.
This model protects both the trader and the overall account risk while ensuring that sustainable trading remains the priority.
Once the maximum total drawdown limit is violated, the account will be terminated.
Example:
A trader starts with an account balance of 6,000 USD.
The maximum Total Drawdown is 8%.
8% of 6,000 USD equals 480 USD.
The initial minimum account limit is therefore:
6,000 USD – 480 USD = 5,520 USD
If the equity falls below 5,520 USD, the account is considered breached.
If the account later increases, for example to 6,500 USD, the trailing drawdown limit moves accordingly.
The new minimum limit then becomes:
6,500 USD – 8% = 5,980 USD
The drawdown therefore follows the highest account balance reached and adjusts dynamically.
Drawdown Reset After Payout
After a successful payout, the drawdown is reset.
As a result, traders receive a new risk basis after each payout, allowing further trading to be managed more efficiently and flexibly.
Risk Management
Maximum Loss per Trade – 2%
The maximum loss per trade is 2% of the current account balance.
This rule applies regardless of the instrument traded or the strategy used.
Traders are required to manage their positions accordingly and use appropriate stop-loss mechanisms.
Excessive risk or aggressive overleveraging contradict the requirements of the model.
Consistency Rule – 20%
The consistency rule was developed to ensure sustainable and stable trading.
No single trading day may account for 20% or more of the total profit within a payout period.
The purpose of this rule is to prevent excessive risk and unrealistic high-risk trades while promoting consistent performance.
What happens in the event of a violation of the 20% rule?
A violation of the consistency rule does not lead to the closure of the account.
However, a payout is only possible again once the profits are sufficiently distributed and the highest trading day is below the 20% limit.
Example – Consistency Rule
If a trader earns a profit of 2,000 USD on a single trading day, the total profit must be at least 10,000 USD in order for a payout to be possible.
As long as the most profitable trading day accounts for 20% or more of the total profit, no payout can be requested.
Profit Split & Payouts
Profit Split
The standard model offers a profit split of 80% in favor of the trader.
This means traders keep the majority of their generated profits.
In addition, an optional Profit Split Add-on is available, which can activate a profit split of up to 100%.
Payout System
Regular payouts are processed every 21 trading days. With the corresponding add-on during checkout, the payout cycle can be reduced to every 14 trading days.
Traders can request their profits according to the applicable rules and conditions.
Minimum Number of Trading Days
Before a payout, at least 5 trading days must be completed.
In addition, a profit of at least 0.5% of the initial account balance must be achieved on each of these days.
A trading day is only considered a valid trading day if at least one trade has been opened and fully closed.
Open positions or trades that have not been closed are not counted as a trading day.
This rule is intended to ensure consistent performance and to avoid short-term lucky hits or isolated high-risk trades
Leverage & Trading Conditions
The available leverage varies depending on the asset class.
Instrument | Leverage |
Forex | 1:30 |
Indizes | 1:10 |
Rohstoffe | 1:10 |
Krypto | 1:2 |
News Trading
News trading is not allowed.
Opening or Closing positions during major economic events, interest rate decisions, or macroeconomic announcements is prohibited.
Weekend Holding
Holding positions over the weekend is allowed.
Traders can therefore implement both short-term and longer-term strategies.
Allowed Trading Styles
The model supports different trading approaches, including:
Day Trading
Swing Trading
Scalping
Traders can flexibly adapt their strategy to market conditions, as long as all risk rules are followed.
Prohibited Activities
Expert Advisors (EAs) & Copy Trading
The use of Expert Advisors (EAs), fully automated trading systems, and copy trading is not permitted.
All trading decisions must be made independently by the trader.
Any form of automated or replicated trading activity may lead to the immediate suspension of the account.
Platform
All PineX Instant Funding accounts are provided through TradeLocker.
The platform offers fast order execution, modern charting features, and a stable trading environment for different trading styles.
Rule Violations
Compliance with all rules is mandatory.
Violations of the Daily Drawdown rule, the maximum Total Drawdown, the loss limit per trade, or other applicable regulations may lead to the immediate closure of the account.
Closed accounts cannot be reactivated.
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